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India’s UPI–UPU link is bridging domestic innovation with global payments. Cross-border remittances are about to get instant and inclusive.

RBI’s Soft-Touch Push for Payment Innovation

India’s RBI is experimenting with soft-touch regulation — a model that encourages fintech creativity while keeping digital payments secure and inclusive.

IRCTC’s Payment Aggregator Bet: Railways to Wallets

IRCTC is moving from ticketing to fintech. Its new payment aggregator license could turn India’s railways into a national digital wallet platform.

Fintech Loans Hit 11 Crore: What’s Driving Scale

India’s fintech loan volumes have surged past 11 crore disbursals — powered by trust, tech, and inclusion. We explore the forces behind this credit boom.

RBI’s DLG Rule: NBFCs Rethink Fintech Tie-ups

RBI’s Digital Lending Guidelines (DLG) are redefining how NBFCs collaborate with fintechs—ushering in a new era of transparency, structured partnerships, and responsible innovation.

P2P Lenders Seek Lifeline: Where’s the Model Broken?

India’s P2P lenders are struggling to survive regulatory heat and investor fatigue. We explore where the model broke — and what might save it.

UPI in New Countries: Tourist Hotspots First

UPI is now accepted from Singapore to the UAE — India’s tourist-first fintech expansion is turning its domestic stack into a global standard.

Account Aggregator Gaps: Startup Lessons

India’s Account Aggregator system was meant to transform data sharing in finance. We explore where startups hit bottlenecks — and what lessons emerged in 2026.

Penalties on Payments Banks: What Went Wrong?

RBI’s penalties on payments banks signal a maturing fintech regulatory era. We decode what went wrong — and what it means for digital banking in India.

Juspay’s Unicorn Moment: Infra Pays Off

Juspay’s unicorn status marks a new era for India’s fintech infrastructure — where APIs, compliance, and reliability define success, not user acquisition.

Fintech Product Naming & Branding: What Sticks in India?

Indian fintechs are mastering content strategy — not just to market, but to teach. Here’s how they’re blending education and engagement for financial literacy.

Fintech for Senior Citizens: Apps vs Traditional Banks

India’s silver economy is going digital. Fintechs are redefining how senior citizens save, invest, and transact — with simpler, safer interfaces.

Fintech Shutdowns vs Successes: Lessons from Indian Market

What separates fintech success from failure in India? Real case studies reveal the playbook for sustainable innovation and trust-driven growth.

Fintech Travel Wallets vs Bank Travel Cards: Cost & Benefit

When travelling abroad, should you pick a fintech travel wallet or a bank-issued travel card? We compare costs, benefits and suitability for Indian travellers.

Digital Credit Lines for Students & Early Professionals: Fintech Launches

From first salaries to college fees, fintech-launched credit lines are emerging for India’s young professionals and students. Here’s how they work and what to know.

Fintech Partnering With NBFCs vs Independent Lending Models

India’s fintech lenders walk a fine line between collaboration and independence. Here’s how NBFC partnerships differ from standalone digital lending models.

Fintech App UX for Feature Phones vs Smartphones: Reaching Bharat

India’s next fintech wave won’t just be app-based — it will speak to Bharat’s feature phone users. Here’s how UX is evolving for true inclusion.

Fintech Platform Trust Signals: What Makes Indian Users Stay

In India’s fast-growing fintech landscape, trust determines loyalty. Here’s how design, compliance, and communication make users stay.

Fintech API Marketplaces: How Indian SMEs Access Banking Services

India’s SMEs are tapping API marketplaces, bank portals, and Account Aggregators to access payments, collections, credit, and compliance in days—not months.

Fintech Lending Platforms’ Shift From Volume to Profit: What’s Changing

After a decade of volume obsession, India’s fintech lenders are pivoting to profitability — reshaping investor priorities and business models for 2026.